Your investment accounts may be set up in a way that makes it easy to forget about them. Your contributions probably happen automatically, which often leads people to assume their assets don’t need to be managed. Nothing could be further from the truth. In fact, your investment portfolio should undergo regular reviews.

Our complimentary portfolio review ensures that you’re on track to your financial goals. We’ll assess whether or not each of your assets is performing as expected and make sure your portfolio still meets your investment objectives to protect and increase your wealth.

There are several things our financial advisors will look at when reviewing investment portfolios. Before we get started, we discuss your financial plan to help us understand your objectives and risk tolerance. Then, we dive deep into your current allocations to make sure your assets still meet the criteria.

Here is a list of factors we consider:

• Investment objective
• Time horizon
• Asset diversification
• Risk tolerance
• Tax issues
• Consistency
• Performance issues
• Downside protection

As you can see, your investment portfolio has to provide just the right mix of assets. Most people understand it’s important to diversify to reduce risk. But did you know you may also change your overall allocation depending on your personal risk tolerance? For example, someone with a high risk tolerance may favor stocks, whereas a person who plans to retire soon may primarily invest in bonds.

Keep in mind, your portfolio may have been well balanced when it was first created, but as stocks rise in value, the asset allocation can shift. Now might be a good time to rebalance your assets to keep within your personal risk tolerance levels. It’s a good idea to evaluate the performance of your assets to ensure your money is working hard on your behalf.

It takes an expert to understand the minute details of your investment portfolio. If you would like a complimentary review, please reach out to us directly. For generalized information, here are some answers to common questions.

What Is the Purpose of a Complimentary Portfolio Review?
The purpose of a portfolio review is to give you information on what’s going on with your wealth. We assess your current financial status to improve your wealth management. If you don’t know what your asset allocation is or how your dividends impact your taxes, you can’t change it. Our goal is to give you the information you need so that you can take better control of your finances and put your portfolio to work for you.

What Is an Investment Portfolio Review?
A thorough review of your portfolio should offer in-depth information about the performance of your assets. The review will reveal performance issues, but it will also clarify if your portfolio still meets our investment objectives. After our complimentary portfolio review, our investors can better answer any questions you have about your financial situation.

What Should Be Included in a Complimentary Portfolio Review?
Besides providing a status update on your wealth, a portfolio review should identify areas of weakness. It’s helpful to know if your assets aren’t meeting your objectives or aren’t aligned with your time horizon, but you also need to know what to do about it. That’s why we offer recommendations on how to improve the performance of your investments with your review.

Is It Time for Your Portfolio Review?
How do you know when it’s time to review your portfolio of assets? It really depends on your circumstances. Here are some circumstances that may warrant a portfolio review:

• You’ve experienced a change in your financial situation (new job, sale of business, inheritance, etc.).
• Your financial goals and objectives have changed.
• It’s been a year or more since you’ve checked on your portfolio.
• You don’t understand your investments.
• You want to know how much you’re worth or how soon you can retire.